Does KleerCard manage church contributions and donations?

No. KleerCard does not manage contributions or payments to churches. KleerCard is 100% focused on stewarding the spending of churches and works alongside contribution management platforms.

How is KleerCard different from prepaid credit cards like Pex?

KleerCard gives you all the controls of a corporate credit card, including protection if a card is lost, without requiring you to pre-load funds. It shows expenses immediately in the web and mobile app so you don't have to wait for a monthly statement to code expenses.

Will applying for KleerCard affect my personal credit?

No. KleerCard does not require a personal guarantee or personal credit check. Your church's account is based on its nonprofit status and financial profile.

Does KleerCard work with bookkeepers?

Yes. Bookkeepers love KleerCard because it allows them to code credits, debits, and expenses all month long so there is no big crunch at the end of the month.

Does KleerCard offer rewards points for churches?

KleerCard is built for stewardship rather than rewards. Instead of cashback or points, it helps churches save money by eliminating unnecessary credit card fees, reducing manual expense management, and providing precise spending limits — giving a lasting advantage over traditional cards.

KleerCard Solutions

Credit cards for churches with built-in expense management software

KleerCard is a credit card with built-in expense management software created for church leaders, by church leaders. Manage church expenses and receipts with a focus on stewardship and accountability for every ministry dollar.

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The trusted tool for mission-driven organizations

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Get a credit card with built-in expense tracking software for churches

Unlike most business credit cards, KleerCard combines powerful expense management software with the flexibility of both physical and virtual cards.

Track everyday purchases like office supplies and online purchases from Amazon, set custom card limits, and monitor your church's spending patterns with real time visibility.

All with pricing built for churches of all sizes and no need for a personal guarantee.

Get Started

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Get a credit card with built-in expense tracking software for churches

Unlike most business credit cards, KleerCard combines powerful expense management software with the flexibility of both physical and virtual cards designed for ministry teams.

Track everyday purchases like office supplies and online purchases from Amazon, set custom card limits for ministries and teams, and monitor your church's spending patterns with real-time visibility. Protect restricted gifts and donor intent with instant fund categorization.

All with pricing built for churches of all sizes and no need for a personal guarantee. See current pricing for plans that start free for small teams.

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Manage your church's financial health with greater control

Access to physical cards, virtual cards, and built-in expense management software gives your ministry the most advanced control over church finances—whether you are reimbursing travel expenses, planning a mission trip, or setting a budget for summer camp. Every charge can be assigned to the correct fund or ministry budget in real time so board reports and audits stay clean.

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01

Expense Management

Get control and peace of mind at your fingertips

View all your credit card transactions in one place
Set budgets for teams, ministries, and projects
Receive real-time transaction notifications for frictionless receipt capture
Send automatic reminders for receipt upload
Auto-lock cards for non-compliance

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02

Bill pay

Easily manage and pay your invoices

Automated invoice digitization
Create customizable approval chains
Make payments via ACH, virtual card, and check
Request and collect your vendors' ACH details within KleerCard

03

Reimbursements

Manage out-of-pocket expenses, mileage, and other reimbursements

Create unlimited virtual cards for staff and volunteers
Scan unlimited receipts
Pay back employees and volunteers with next-day reimbursement
Assign expenses to budgets with real-time updates
Create custom reports
Do it all from one platform, for free

04

Automated Fund Accounting

Speed up expense management and fund accounting

Review transactions and instantly categorize them to funds
Ready-to-go integrations with Quickbooks Online, NetSuite, Sage, Aplos, ACS, Realm, Shelby, ParishSoft and others
AI-driven technology makes automated fund classification a breeze.

Hear what our customers say

We stand with our customers as you celebrate your journeys and achieve your goals.

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“We went from month-end close taking 40 hours to collect receipts and code expenses, to our first month with KleerCard only needing 1 hour. Best decision we could have made!”

Jared
Plum Creek Christian Church

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"KleerCard has completely transformed and streamlined our church finance operations and reporting, and our staff loves it!"

Joe
Park Street Church

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"The KleerCard Amazon Business integration is perfect for our school. The automated detailed receipts and line item details make life so much easier for our entire staff."

Emily
Haven Classical School

"KleerCard has been a wonderful tool for our staff. Since switching to KleerCard, our accounting process is more streamlined. As the account manager, I’m grateful for how easy the system features are to navigate and how much control I have over the permissions and customizable parameters of each card. I would recommend KleerCard for any church needing an easy-to-use tool to help staff manage spending"

Becky
OneChurch

“We went from month-end close taking 40 hours to collect receipts and code expenses, to our first month with KleerCard only needing 1 hour. Best decision we could have made!”

Jared
Plum Creek Christian Church

"KleerCard has completely transformed and streamlined our church finance operations and reporting, and our staff loves it!"

Joe
Park Street Church

"The KleerCard Amazon Business integration is perfect for our school. The automated detailed receipts and line item details make life so much easier for our entire staff."

Emily
Haven Classical School

"KleerCard has been a wonderful tool for our staff. Since switching to KleerCard, our accounting process is more streamlined. As the account manager, I’m grateful for how easy the system features are to navigate and how much control I have over the permissions and customizable parameters of each card. I would recommend KleerCard for any church needing an easy-to-use tool to help staff manage spending"

Becky
OneChurch

Try KleerCard risk-free

KleerCard is the go-to nonprofit credit card built specifically for churches. There are no annual fees or balance transfer fees. Ever.

Simply sign up to start using your card. No personal credit check or personal guarantee required—so church leaders can steward resources without putting personal credit on the line.

Underwriting looks at the organization’s cash assets and cash flow, not a pastor’s or treasurer’s personal credit. White-glove onboarding helps you connect your fund accounting system and issue the first cards quickly.

Get Started

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What you get when you choose KleerCard

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Budget-controlled physical cards

Get a physical credit card with a credit limit tailored to your ministry's needs.

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Virtual credit cards for your ministry

Create secure employee cards for everyday purchases like office supply stores or phone services, with custom spending controls and built-in fraud protection.

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Expense management software, built for churches

Our expense management tools eliminate the need for time consuming manual work. They help you manage spending and give your church a clear business advantage over traditional credit cards.

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Zero annual fees

Enjoy one of the best nonprofit credit cards with no annual fees, hidden interest charges, or surprise credit card fees.

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Automated receipt management

Say goodbye to paper receipts. Snap a photo and match receipts automatically, then export transaction data for fast, simple financial management.

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Real-time spending visibility

KleerCard's software automatically syncs transaction data in real time so you can set spending limits, monitor donation cycles, and protect your budget at every step without sacrificing convenience.