KleerCard Solutions

Smart credit cards & expense management software committed to the mission of the Church.

KleerCard is a credit card with built-in expense management software created for church leaders, by church leaders. So you can manage church expenses and receipts with a focus on stewardship.

Church steeple
Catholic priest using a smartphone

Get a credit card with built-in expense tracking software for churches

Unlike most business credit cards, KleerCard combines powerful expense management software with the flexibility of both physical and virtual cards.

Track everyday purchases like office supplies and online purchases from Amazon, set custom card limits, and monitor your church's spending patterns with real time visibility.

All with no annual fee, no foreign transaction fees, and no need for a personal guarantee.

Manage your church's financial health with more ease than ever

Access to physical cards, virtual cards, and built-in expense management software gives your ministry the most advanced control over your church's finances, whether you're reimbursing travel expenses, planning a mission trip, or setting a budget for summer camp.

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Expense Management

Get control and peace of mind, at your fingertips

  • View all your credit card transactions in one place
  • Set budgets for teams and projects
  • Receive real-time transaction notifications for frictionless receipt capture
  • Send automatic reminders for receipt upload
  • Auto-lock cards for non-compliance
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Bill pay

Easily manage and pay your invoices

  • Automated invoice digitization
  • Create customizable approval chains
  • Make payments via ACH, virtual card, and check
  • Request and collect your vendors' ACH details within KleerCard
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Reimbursements

Manage out-of-pocket expenses, mileage, and other reimbursements with online expense reporting tools

  • Create unlimited virtual cards
  • Scan unlimited receipts
  • Pay back employees with next-day reimbursement
  • Assign expenses to budgets with real-time updates
  • Create custom reports
  • Do it all from one platform, for free
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Automated Fund Accounting

Speed up expense management processes.

  • Review transactions and instantly categorize to funds
  • Ready-to-go integrations with Quickbooks Online, NetSuite, Sage, Aplos, ACS, Realm, Shelby, ParishSoft and others
  • AI-driven technology makes automated fund classification a breeze.

Hear what our customers say

Joe
"KleerCard has completely transformed and streamlined our church finance operations and reporting, and our staff loves it!"
Joe
Park Street Church
Pearl
“Month-end close went from 3 days to 7 minutes with KleerCard”
Pearl
Hill Country Fellowship
A woman is coming out of a church using her credit card

Try KleerCard risk free

KleerCard is the go-to nonprofit credit card built specifically for churches. With us, there are no annual fees, international fees, or balance transfer fees. Ever.

Simply sign up to start using your card. No personal credit check or personal guarantee required.

What you get when you choose KleerCard

Budget-controlled physical cards

Get a physical credit card with a credit limit tailored to your ministry's needs.

Virtual credit cards for your ministry

Create secure employee cards for everyday purchases like office supply stores or phone services, with custom spending controls and built-in fraud protection.

Expense management software, built for churches

Our expense management tools eliminate the need for time consuming manual work. They help you manage spending and give your church a clear business advantage over traditional credit cards.

Zero annual fees

Enjoy one of the best nonprofit credit cards with no annual fees, hidden interest charges, or surprise credit card fees.

Automated receipt management

Say goodbye to paper receipts. Snap a photo and match receipts automatically, then export transaction data for fast, simple financial management.

Real-time spending visibility

KleerCard's software automatically syncs transaction data in real time so you can set spending limits, monitor donation cycles, and protect your budget at every step without sacrificing convenience.

Integrations for the accounting software you already use

Seamlessly connect to software like QuickBooks, Aplos, ACS, and more to keep financial operations accurate and reduce work at the end of the month.

Start using KleerCard now

Speak to a member of our team. We can have you up and running in minutes, not weeks.

Frequently asked questions

What makes KleerCard the best business credit card for churches?

KleerCard is the best business credit card for churches because it comes with built-in software that lets you set granular controls for spending limits, automate receipt capture, and integrate seamlessly with church-specific accounting software. This makes it easier to manage cash flow and protect donations. Read this article to learn more.

How much does it cost to manage church expenses with KleerCard's software?

KleerCard makes money directly from Visa, so there is no cost or expense to our nonprofit and church clients to use our software.

Can I access KleerCard's Expense Management Software without applying for the KleerCard Credit Card?

We don't offer standalone software subscriptions for our expense management software. The software is integrated directly with your card.

How are you different from PushPay, Tithe.ly, or other contribution systems?

KleerCard does not manage contributions or payments to the churches.

KleerCard is focused on helping church administrators steward the church's spending. We have customers using both KleerCard and many of the other credit card and expense management platforms.

How is KleerCard different from prepaid credit cards like Pex?

KleerCard gives you all the controls management of a corporate credit card, including protection if a volunteers lose a credit card. Our card does not require you to “load” the credit cards in order for them to be used.

We use a bookkeeping service; how does KleerCard work with Bookkeepers?

Bookkeepers love to manage expenses with KleerCard because it allows bookkeepers to code credits, debits, or expenses all month long so you don’t have to crunch to maintain accurate records at the end of the month.

Does KleerCard's credit card work with other expense/accounting systems?

Yes. KleerCard's credit card is not designed to be an management/accounting system. We have made connecting with other management/accounting systems like QuickBooks, Aplos, ACS, Sage and others easy. Our implementation team provides support and sets this up with you.

Does KleerCard offer cash rewards for purchases?

No. Unlike most business credit cards or ministry credit card options that focus on cashback rewards, bonus points, or credit card reward points, KleerCard is built for nonprofit organizations that value advancing the church's mission through stewardship over perks.

Instead of a rewards program, it helps churches and ministries save money by eliminating unnecessary credit card fees, reducing managing expenses, and providing precise spending limits on eligible purchases. This focus gives you a lasting business advantage without relying on gimmicks that work better for for profit businesses.

Will signing up for KleerCard affect my personal credit history?

No. KleerCard doesn't require a personal guarantee, so signing up will not impact your personal credit history. Your account is based on your organization’s nonprofit status and financial profile, not your individual credit. This means you can use your business card for select business categories and ministry expenses without tying it to your personal credit record.