Author

Owen Hill

Owen Hill has spent his career at the intersection of mission-driven work and financial rigor. He holds a degree in Economics and Operations Research from the United States Air Force Academy and a Ph.D. in Economics, giving him a rare analytical foundation that he's spent decades applying in the nonprofit world.

After serving as a Financial Analyst in the Air Force, Owen joined Compassion International as Budget Director, where he helped steward the financial planning behind one of the largest international humanitarian organizations in the United States.

From there, he founded Switch Consulting, a fractional CFO practice built specifically for nonprofits, giving smaller organizations access to senior-level financial leadership without the full-time price tag. He's worked with finance teams across the sector, helping them build cleaner processes, stronger internal controls, and the kind of financial clarity that lets leadership focus on mission instead of spreadsheets.

Owen has served on the boards of Save the Storks and Life Network in Colorado Springs, and currently volunteers as Treasurer for his local church. He's not just advising nonprofits from the outside; he's been in the trenches with them for years.

Most recently, Owen co-founded KleerCard, a business credit card and expense management platform built from the ground up for nonprofits, churches, and independent schools. It's the product he always wished existed for the clients he served.

Recent Posts

Accounting
Cards
Expense Management
Is Ramp good for nonprofits? Honest 2026 review of where Ramp falls short on fund accounting, plus 6 alternatives for churches, nonprofits, and schools.
May 7, 2026
Accounting
Expense Management
Manage church finances across multiple campuses with proven controls, budgets, reporting, and tools. A practical playbook for multi-site churches.
April 30, 2026
Accounting
Expense Management
Solutions
Churches get automatic tax exemption, but IRS rules still apply. This guide covers 501(c)(3) status, Form 990, UBIT, audit protections, and donor requirements.
April 28, 2026
Accounting
Expense Management
Solutions
Aplos and QuickBooks both work for churches, but in different ways. See how they compare on fund accounting, reporting, donor management, and cost.
April 27, 2026
Accounting
Expense Management
Solutions
QuickBooks works for some churches — but it has real gaps. See where it delivers, where it falls short, and what to look for instead.
April 24, 2026
Accounting
Solutions
Expense Management
Learn how to build and manage a youth ministry budget that covers every program. Practical tips on categories, spending controls, and tracking expenses all year.
April 21, 2026
Accounting
Security
Solutions
Learn the essential church financial controls every treasurer needs. From separation of duties to audits, this practical guide protects your congregation's funds.
April 20, 2026
Expense Management
Solutions
Accounting
Church fraud costs ministries billions each year. Learn the internal controls, warning signs, and tools that protect your congregation's giving.
April 17, 2026
Accounting
Expense Management
Solutions
Learn how churches and nonprofits manage mission trip expenses from budget to close, covering designated funds, IRS rules, accountable plans, and spending controls.
April 16, 2026
Accounting
Expense Management
Solutions
Learn how to track restricted funds in a church or nonprofit step by step. Avoid IRS penalties, build donor trust, and close your books faster with fund accounting best practices.
April 15, 2026
Expense Management
Accounting
Solutions
Comparing KleerCard and Ramp for your church or nonprofit? See how they differ on pricing, fund accounting, integrations, and eligibility before you decide.
April 10, 2026
Accounting
Expense Management
Solutions
Learn the best practices for nonprofit expense reporting in 2026, from IRS-compliant accountable plans and Form 990 prep to automation tools that cut close time from 40 hours to one.
April 9, 2026
Expense Management
Accounting
Solutions
Compare KleerCard vs. Expensify for churches in 2026, including pricing, controls, integrations, cards, reporting, and fit for ministry teams.
April 3, 2026
Accounting
Expense Management
Solutions
Learn why church financial transparency matters, how it builds trust, and practical steps your church can take to improve accountability.
March 27, 2026
Accounting
Expense Management
Solutions
Learn practical church spending controls to reduce fraud, improve approval workflows, and build financial transparency with clear, workable steps.
March 26, 2026
Expense Management
Accounting
Solutions
Learn practical ways to simplify your church expense tracking with clear policies, better categorization, automation, and stronger financial controls.
March 25, 2026
Accounting
Expense Management
Church fund accounting is important so that churches can easily manage different categories of funds, and responsibly reserve money for all areas of ministry.
March 23, 2026
Accounting
Expense Management
Cards
The Credit Card Competition Act is a bipartisan proposal that would require major banks to support at least two different payment networks on their credit cards, allowing merchants to choose how transactions are routed and processed.
March 20, 2026
Cards
Expense Management
What is Givefront? Why should your organization consider alternatives? A look at the best available options.
January 23, 2026
Cards
Solutions
Accounting
Expense Management
The Assemblies of God Credit Union offers ministry credit cards for churches. Is this credit card right for your ministry? Find out more.
January 1, 2026
Business Credit
Cards
Expense Management
Solutions
Honest BILL Divvy Corporate Card review for 2026. The rewards rules, the 30% minimum spend trap, and whether it fits churches and nonprofits.
December 19, 2025
Accounting
Business Credit
Cards
Honest 2026 Ramp Card review for nonprofits and churches. Real pricing, eligibility, customer reviews, and where Ramp falls short for fund accounting.
December 11, 2025
Accounting
Business Credit
Expense Management
Compare 11 of the best credit cards for nonprofits in 2026, including options with no personal guarantee. Real fees, eligibility, and limitations.
December 8, 2025
Business Credit
Cards
Solutions
Expense Management
Accounting
Honest 2026 review of the Charity Charge Nonprofit Business and Corporate Cards. Pricing, eligibility, real pros and cons, and how they compare to KleerCard.
November 28, 2025